As brokers, we understand that maintaining a profitable portfolio is of utmost importance to you. However, we also know that the recent legislation surrounding EPC ratings may be causing some concern.

Starting in April 2025 for new tenancies, and April 2028 for all rental properties, it is proposed you will need to have an EPC rating of ‘C’ or above. This legislation is likely to be introduced to ensure that rental properties in the UK are more energy-efficient, which will help to reduce carbon emissions and lower energy bills for tenants.

This is where we can help. Our team of experienced brokers can assist you in finding the best lenders who can offer unsecured finance for home repairs, helping you to improve your EPC rating and meet the new legislation requirements.

It is important to note that the service we provide is through an unsecured loan, rather than a new mortgage. This means that you can improve your property’s energy efficiency without having to refinance or remortgage your property.

By improving your EPC rating, you will not only be meeting the potential legal requirements, but you will also be able to attract tenants who are looking for energy-efficient properties. This will help to improve your rental yields and reduce void periods.

Our team of experts will work closely with you to understand your unique needs and financial situation and will help you to find the right lender for your needs. We pride ourselves on providing exceptional customer service and will be with you every step of the way to ensure your success.

One of our clients recently borrowed £80,000 to spread the cost of purchasing and installing new triple glazed windows over a 12 month term. Longer terms are available.

So, whether you are looking to finance a new boiler, upgrade your insulation, or install solar panels, we can help you get the unsecured finance you need to improve your EPC rating and make your rental properties more energy-efficient.

We look forward to helping you achieve your financial goals and meet the new legislation requirements.