Complimentary company credit insight report
Compare data held by major credit agencies for your business
Enhance and optimise your business credit rating profile to help you:
- Secure finance for larger facilities and/or lower rates
- Increase supplier credit limits
- Tender for longer-term contracts
As a business owner, you understand that knowing, maintaining or improving your business credit profile is crucial for fostering financial stability and growth. A robust credit profile not only influences your relationship with existing suppliers but also becomes a powerful tool for attracting new ones.
This is the reason Claratus has partnered with Lightbulb, providing you with access to a complimentary company credit insight report that compares the data held by major credit agencies for your business.
The report will detail your business’s credit ratings and recommended limits from all the main rating agencies and, therefore, give you an insight into what a Lender will view when making an underwriting decision.
Lightbulb are the company credit ratings experts and go beyond just presenting the data – they also offer support to enhance and optimise your business credit profile. This ensures that your company is viewed in the most favourable light possible, instilling confidence in potential lenders and customers alike. By leveraging this partnership, you empower your business with the tools needed to navigate the financial landscape successfully. Free Company Credit Insight
CASE STUDY
Claratus introduced a £10m turnover construction business client of ours and they achieved the following improvement in under a week!
- Experian credit limit £64,000 to £260,000 and rating from 76/100 to 100/100 and
- Equifax credit limit from £20,000 to £80,000
- Creditsafe credit limit from £24,500 to £52,000 and rating from 44/100 to 48/100
This unlocked new funding opportunities and larger credit limits with their suppliers.
Claratus testimonial:
“Lightbulb Credit offer a fantastic service to us. They provide monthly summaries of our credit performance and ratings with all major credit rating agencies. They also provide us with alerts as and when events are registered against the company. This gives us a great insight into how our business is being viewed by the agencies and any other business using their data. It also allows us to take action if required in real time with their alerts.
Lightbulb Credit also offer a great service where, on request, they will liaise with a particular agency and carry out a credit rating review with the business’s latest management information. By providing the agency with information that they would not usually have access to you can greatly improve your credit rating.
By working in partnership with Lightbulb Credit we have been able to increase our credit limits with certain suppliers to over £500k and allow us to work on contracts up to £10M.
We would strongly recommend the service that Lightbulb Credit can offer to a business.”
Mr B, Director. Bedford, UK