Highlights for November 2025

From market insights to recently completed deals, we’ll keep you informed, inspired, and connected to the opportunities shaping the commercial funding landscape. 

Deal of the month!

Claratus Commercial Finance Secures Specialist BTL Funding for Professional Landlord

Claratus Commercial Finance recently supported a professional landlord in refinancing a bridging loan on a newly refurbished buy-to-let property located beside a petrol station. The client required a £135,000 1st charge BTL loan, but the case came with several complexities.

The property had been acquired and refurbished using short-term bridging finance. Although the borrower also owns the adjoining petrol station, it is held in a separate company, creating challenges around access rights, risk assessment, and lender appetite due to the proximity to fuel operations.

Despite these hurdles, Claratus worked closely with all parties to source a lender comfortable with the property’s unique profile and the borrower’s wider business interests. The result was a smooth refinance onto a long-term BTL facility, allowing the client to exit costly bridging finance and secure a sustainable funding structure for the asset.

This successful outcome highlights Claratus Commercial Finance’s expertise in navigating complex property cases and delivering effective funding solutions, even where traditional lenders may hesitate.

📈 Strategic thinking. Faster decisions. Better funding.

Industry Insight: Why Management Accounts Matter More Than You Think

Keeping on top of your business’s financial health is essential, especially in today’s fast-moving economic environment. To help business owners understand the real value behind timely and accurate financial reporting, we’ve published a useful article on why management accounts are far more important than many people realise.

In this piece, Claratus breaks down how good management accounts can improve decision-making, strengthen funding applications, and help identify issues before they become problems. It’s a quick read and helpful for any growing business.

👉 Read the full article here:
Why Management Accounts Matter More Than You Think | Claratus Commercial Finance

⚡ Sharp insights. Flexible finance. Sustainable success.

CLARATUS CASE STUDY FOR NOVEMBER 2025

Claratus Commercial Finance Secures Funding for Family-Run Renovations Business

Claratus Commercial Finance has successfully secured funding for a long-standing, family-run renovations and decorating business looking to modernise its operations. The client recently invested in a new Maxus T90 EV Elite 4×2, an electric van chosen to support both efficiency and environmental responsibility.

To make the purchase affordable and budget-friendly, Claratus arranged a 60-month finance facility, helping the business spread the cost while maintaining strong cash flow. The new electric van not only enhances the team’s ability to serve customers promptly but also ensures they arrive at each property looking professional and eco-conscious.

This upgrade marks a positive step forward for the business, strengthening its operational capabilities while supporting the move toward greener, more sustainable transport solutions. Claratus Commercial Finance continues to assist SMEs across the UK in accessing smart, tailored funding to support growth and long-term success.

📊 Smarter analysis. Stronger approvals. Better outcomes.

📞 Book a quick call today and we’ll show you what’s possible.

🎉 Claratus celebrated our 11th Birthday Month in November! 

Here are 11 milestones we’ve achieved in 11 years. 👉 https://www.instagram.com/claratuscf/