Highlights For April 2026 

Case Study

Follow-On Facility: Supporting Growth in a Law Firm

Claratus recently arranged a second facility (£50,000) for an existing law firm client, continuing to support the business as it executes its growth strategy. 

Following an initial facility to fund expansion into new practice areas, the firm identified a need for further investment to ensure its internal infrastructure could keep pace with this growth. As the business integrates additional service lines and brings in new staff, maintaining robust and efficient systems has become increasingly important. 

The additional funding will be used to deliver essential IT upgrades, strengthening the firm’s operational backbone. This investment will improve day-to-day efficiency, enhance client service delivery, and ensure the business has a scalable platform to support its expanding workload. 

We worked with a carefully selected funding partner from our lending panel to structure the facility, ensuring it aligned with the firm’s broader objectives and complemented the initial funding already in place. 

This case highlights the value of ongoing funding relationships, where access to flexible capital allows businesses to adapt, invest, and scale with confidence as new opportunities arise.

Case Study

Development Exit Loan – Salisbury Apartment

Claratus recently supported a borrower with a development exit loan on a unique, high-spec residential property in Salisbury, enabling them to release capital and move forward with their next project.

The asset in question is a quirky split-level apartment, offering approximately 2,500 sq ft of living space. The property has been finished to an exceptionally high standard throughout, combining character features with modern design. A standout element is the large private terrace, adding significant appeal and enhancing the overall value of the property.

Having completed the development, the borrower was looking to unlock equity tied up in the asset in order to progress onto their next scheme. Rather than opting for an immediate sale, a development exit facility provided a more flexible solution, allowing time to achieve full market value while maintaining momentum in their pipeline.

We worked with a carefully selected funding partner from our lending panel to structure a suitable facility, delivering a 12-month term at 70% gross loan-to-value (LTV). This enabled the borrower to refinance out of their development funding, reduce cost pressures, and access the capital required for future investment.

This case highlights the continued demand for development exit finance as a strategic tool for developers, offering breathing space post-completion while supporting business growth and reinvestment.

Market Insight:

Why More Borrowers Are Turning to Bridging & Specialist Lending

The UK’s bridging and specialist lending market continues to see strong demand, as more borrowers look for speed, flexibility, and certainty when accessing finance. In the current environment, where traditional lenders can be slower and more restrictive, many property investors and developers are increasingly turning to alternative funding solutions to keep projects moving.

There has been a notable rise in refinance and development exit loans, particularly as property sales can take longer to complete. Rather than rushing a sale or tying up capital, borrowers are using short-term funding to hold assets, stabilise projects, and maximise value before exiting.

Lenders in this space are also becoming more competitive, offering more tailored products and broader criteria to suit a wider range of circumstances. This means borrowers now have greater access to funding solutions that can be structured around their specific needs, whether that’s releasing equity, funding a new opportunity, or bridging a temporary cash flow gap.

For borrowers, the key benefit is optionality—having access to funding that works around your timeline, rather than being constrained by it.