Filings and Finance

Is Your Business Funding-Ready?

Many businesses miss out on funding not because they’re financially weak, but because of avoidable administrative or accounting issues that raise lender red flags.

Lenders check more than revenue – they look at management, record accuracy, and clarity of information. Small oversights, like outdated filings or messy financials, can slow or block funding.

Most issues are easy to fix with 4 simple steps:

1. Keep Companies House filings current

On-time confirmation statements and annual accounts show your business is well managed. Late or missing filings create unnecessary red flags. 

2. Review your company credit profile

Check for errors or outdated info so issues don’t hurt your funding chances.
Your company’s credit ratings impact your ability to raise finance, the terms offered by your suppliers, and even your ability to tender for work. 

looking to improve your Business Credit Rating? 

At Claratus, we’ve joined in partnership with LightBulb Credit and as a valued Claratus client, you can access your Lightbulb Credit & Claratus: Free Credit Insight and this will show your company’s ratings from Creditsafe, Experian, Equifax, Red Flag Alert and D&B.

3. Work with a strong accountant

A skilled accountant produces clear, up-to-date management accounts and helps present financials accurately to lenders.

4. Maintain clear financial records

Up-to-date management accounts and clean bank statements help lenders see your business in the best light.

A reminder on how Claratus can help your business:

  • Term Loans
  • HMRC Funding
  • Machinery and Asset Finance
  • Invoice Finance and Rolling Credit Facilities
  • Property Finance
  • MBOs, MBIs and Acquisitions
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Claratus Commercial Finance

Claratus Commercial Finance Ltd offers a wide range of finance facilities for all SME businesses, for short term requirements like VAT, Tax bills, aged debt, WIP, disbursements and other working capital pulls, through project finance for IT and office fit-outs, to partner buyouts/buy ins and acquisitions. We will take the time to understand your firm and objectives, with the aim of matching the right type of finance to each business requirement.